Do I include money taken out of my IRA? Nic Ruiz September 02, 2018 00:04 No. Do not include money taken out of your account. Related articles What if I don't remember everyone I owe money to? Can I protect the money I am owed? Trustee's Report of No Distribution & What It Means For Your Case Chapter 7 Bankruptcy Timeline Why You Shouldn’t Include Credit Card or Personal Loan Debt Payments on Your Schedule J (Expenses) Comments 0 comments Article is closed for comments.