Most Chapter 7 filers are able to keep their cars. You can keep your car if you’re current with your car loan payments (or the car is paid off), and the laws in your state allow you to protect (“exempt”) all of your equity in the vehicle.
If you’re not current on your car loan, you can usually keep the car by reaffirming the debt on the car. But doing that is often a bad move financially. And any way you stack it, if you wish to keep the car you must continue making your regular payments to the lender.
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