Should I Include My Student Loans as Income?

No. Student loans are considered debt. You'll be required to list your student loans as a debt on your bankruptcy forms, even though they’re generally not dischargeable in bankruptcy. 

Note: If you’ve been a full-time student and are using student loans to pay for living expenses without any additional sources of income, please visit our Help Center and use the “Submit a Request” feature in the top right corner to send us a message if you’re encountering issues with our software because of it.