Should I include student loan debt on my forms even if it can't be erased? Upsolve Help January 27, 2019 06:23 Updated Yes. You should include all your debts on your bankruptcy forms, even if some cannot be erased. Related articles Can I have longer than 5 days? Do I meet with an attorney? Do I need to list my landlord? When will my wage garnishment stop after I file? What should I do to make sure it stops? I'm stuck in the income-expense loop. Can you help? Comments 0 comments Please sign in to leave a comment.