Is Upsolve free? Nic Ruiz February 26, 2020 18:20 Updated Yes, Upsolve is 100% free to use. We're a nonprofit funded by the government and charities. Related articles Filing Instructions Can I file bankruptcy if I’m in a debt relief program? If a creditor was charged off, do I still need to list them? Do I get to talk to an attorney? Is Upsolve real? Is this a legitimate service? Comments 0 comments Article is closed for comments.