Does this cost money? Upsolve June 06, 2018 14:16 No. Upsolve is totally free. Bankruptcy itself has a few costs that apply to people who earn above a certain amount. Follow this link to learn about them. Related articles How do I know if my fee is waived? I finished the interview/questionnaire. What's my next step? Is there a way to keep a credit card I need? What happens if I paid someone back in the year before bankruptcy? How do I fill out a fee waiver for the credit counseling course? Comments 0 comments Article is closed for comments.