If my family said I don't need to pay them back, should I still list them? Nic Ruiz January 27, 2019 05:50 Updated No. Your creditors are only the people who you owe money to. Related articles Someone else helped me pay my bills. How do I indicate this? Do I Need To List That I Received My Stimulus Check as Income Anywhere on My Forms? I Don't Have Enough Income To Pay My Regular Living Expenses. Is Now the Right Time To File Bankruptcy? Can I update my forms by hand instead of printing them again? Who do I list as a dependent on my bankruptcy forms? Comments 0 comments Article is closed for comments.