I haven’t worked in years, can I apply for bankruptcy? Upsolve Help June 05, 2018 18:18 Yes! Many of the people we help do not have jobs. You do not need to have a job to file for bankruptcy. Related articles How can I get debt collectors to stop calling me? I'm married. Will filing for Chapter 7 bankruptcy affect my spouse? What if I'm afraid to file for bankruptcy? What should I do after I file my case? What type of debt can I erase in Chapter 7 bankruptcy? Comments 0 comments Please sign in to leave a comment.