My credit is really bad. Will bankruptcy help? Upsolve Help June 05, 2018 20:28 The vast majority of people who have low credit scores see their credit scores increase post-bankruptcy. For academic research on this subject, check out this study. Related articles What are the federal bankruptcy exemptions? Will someone show up in court against me? I cannot file now file. What are my rights when it comes to dealing with collections agencies? Is Upsolve real? Is this a legitimate service? How can I get debt collectors to stop calling me? Comments 0 comments Please sign in to leave a comment.