Amending Creditor Schedules
Amending other Schedules/Forms
Even though bankruptcy laws and rules are federal and the same everywhere in the United States, each bankruptcy district has its own local rules and local forms. Upsolve’s tool meets all federal requirements but does not yet account for the more than 90 variations due to local rules.
While we work on automating that part of the process, we’ve developed a series of location specific guides to assist you in making sure the amendment process goes smoothly. Be sure to follow the instructions in this guide carefully.
The amendment packet you generated through Upsolve includes the following:
- Amendment Coversheet with Certificate of Service
- Your amended bankruptcy forms, including signature pages and, if necessary, updated Official Form 106Sum.
Here is what you need to do to make sure you meet the requirements for the Eastern District of Michigan, where your case is pending:
Your district requires a specific coversheet for amendments. It can be found here.
No matter which form you’re updating, make sure to send a copy of the amendment to your case trustee.
Are you amending Schedules D, E/F, G, or H or updating a creditor’s address?
The Eastern District of Michigan doesn’t have a separate notice form to send out. Just make sure to send a full copy of the amendment to the creditor(s) you’re adding or updating in addition to sending one to your case trustee.
Certificate of Service
A certificate of service is required whenever you make changes to your Creditor Matrix. There is no special form to use for this.
Updating your Creditor Matrix
The amendment coversheet for this district includes a section for updating or adding creditor addresses.
If you’re adding/updating your creditor matrix more than 14 days before your 341 meeting, make sure you send a copy of the amendment including the cover sheet to the creditor.
If you add creditors less than 14 days before your first Meeting of Creditors or after the Meeting of Creditors is held, you must send copies of the following to each added creditor and file a certificate of service with the Court:
- Cover Sheet for Amendments
- the amended schedule
- the Notice of Bankruptcy Filing (Form 309 – this is sent to you when you first file the case)
- a copy of Local Rule 1009-1(d)
Verification of your Creditor Matrix
This is basically a signature page to add to your creditor matrix. The Upsolve generator will create this document for you in a format acceptable to the court in your district.
If you get conflicting information from your local bankruptcy court, follow their instructions. We do our best to keep these guides up to date, but your local bankruptcy court is the final authority on their process.